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Shop your Home Furniture Now.
Pay Later.
Fast and easy furniture financing options to fit your needs.
Choose Best Financing Option for You
Synchrony Bank
Apply now for a line of credit with Synchrony Bank for 0% Interest Financing if Paid in Full - On Approved Credit*
i want to apply nowAcima Leasing
No credit? No Problem. Apply now with Acima Leasing for a promotional 90 Day Payment Option - On Approval**
i want to apply nowHOW FINANCING WORKS
1
Apply
Submit an application for your preferred financing method
2
Purchase
Upon approval, use your special financing towards your purchase
3
Enjoy
We'll help finalize your purchase so you can enjoy your brand new furniture ASAP
Financing and Leasing Options
Terms and Conditions
- NO CREDIT NEEDED by Acima - 90 Day Payment Option
- You must satisfy the following requirements to receive the No Credit Needed - Payment Option:
- Purchase must be over $350.00
- You must be 18 years or older
- Valid Social Security Number or ITIN
- Routing & Account number for active checking account
- Credit or Debit Card
- If the above requirements are met, APPLY HERE or return to the store with the following documents:
- Copy of photo ID
- Debit or credit card for initial payment of $50.00 plus tax. ACIMA will charge the initial payment once your contract is signed. Declined or voided applications will not be charged. *Cash cannot be accepted for payment
- Interest Free Financing - On Approved Credit
- No Interest or Money Down for 6 or 12 Months
- 6 months no interest - $500 or more
- 12 months no interest - $1,000 or more
On Approved Credit* - Financing Option
Open a line of credit with Jem Furniture's Synchrony Credit Card. It's a great option for interest free financing on approved credit!
Promotional Offers:
- 6 Months No Interest - $500+
- 12 Months No Interest - $1000+
No Credit Needed** - Leasing Option
No credit? No Problem! Acima Leasing can help you finance your home furniture purchase with just a little more info.
Promotional Offer:
- 90 Day Payment Option
Requirements:
- $350+ Purchase Minimum
- 18+ Years Old
- Debit or Credit Card for $50 +tax Initial Payment
- Checking Account & Routing Number
- SSN or ITIN
- Valid Government Issued Photo ID
*Advertised financing is by Synchrony. Subject to credit approval by Synchrony. Minimum monthly payments required. Promotional financing offers available at the time of purchase. See store for details.
**Advertised leasing is by Acima. It is a rental or lease purchase agreement. While no credit history is required, Acima obtains information from consumer reporting agencies in connection to with a lease application.