Shop your Home Furniture Now.
Fast and easy furniture financing options to fit your needs.
Choose Best Financing Option for You
HOW FINANCING WORKS
Submit an application for your preferred financing method
Upon approval, use your special financing towards your purchase
We'll help finalize your purchase so you can enjoy your brand new furniture ASAP
Financing and Leasing Options
Terms and Conditions
- NO CREDIT NEEDED by Acima - 90 Day Payment Option
- You must satisfy the following requirements to receive the No Credit Needed - Payment Option:
- Purchase must be over $350.00
- You must be 18 years or older
- Valid Social Security Number or ITIN
- Routing & Account number for active checking account
- Credit or Debit Card
- If the above requirements are met, APPLY HERE or return to the store with the following documents:
- Copy of photo ID
- Debit or credit card for initial payment of $50.00 plus tax. ACIMA will charge the initial payment once your contract is signed. Declined or voided applications will not be charged. *Cash cannot be accepted for payment
- Interest Free Financing - On Approved Credit
- No Interest or Money Down for 6 or 12 Months
- 6 months no interest - $500 or more
- 12 months no interest - $1,000 or more
On Approved Credit* - Financing Option
Open a line of credit with Jem Furniture's Synchrony Credit Card. It's a great option for interest free financing on approved credit!
- 6 Months No Interest - $500+
- 12 Months No Interest - $1000+
No Credit Needed** - Leasing Option
No credit? No Problem! Acima Leasing can help you finance your home furniture purchase with just a little more info.
- 90 Day Payment Option
- $350+ Purchase Minimum
- 18+ Years Old
- Debit or Credit Card for $50 +tax Initial Payment
- Checking Account & Routing Number
- SSN or ITIN
- Valid Government Issued Photo ID
*Advertised financing is by Synchrony. Subject to credit approval by Synchrony. Minimum monthly payments required. Promotional financing offers available at the time of purchase. See store for details.
**Advertised leasing is by Acima. It is a rental or lease purchase agreement. While no credit history is required, Acima obtains information from consumer reporting agencies in connection to with a lease application.