Shop your Home Furniture Now. 

Pay Later. 

Fast and easy furniture financing options to fit your needs.

carl sectional with chaise

Choose Best Financing Option for You

Synchrony Bank

Apply now for a line of credit with Synchrony Bank for 0% Interest Financing if Paid in Full - On Approved Credit*

i want to apply now

See Terms and Conditions

Acima Leasing

No credit? No Problem. Apply now with Acima Leasing for a promotional 90 Day Payment Option - On Approval**

i want to apply now

See Terms and Conditions




Submit an application for your preferred financing method



Upon approval, use your special financing towards your purchase



We'll help finalize your purchase so you can enjoy your brand new furniture ASAP

Why Wait? You Deserve it

Finance Now and Get Your Furniture Today

Apply Now
nandina dining set furniture
carl upholstery sectional furniture
milan bedroom set furniture

Financing and Leasing Options

Terms and Conditions

    • NO CREDIT NEEDED by Acima - 90 Day Payment Option
    • You must satisfy the following requirements to receive the No Credit Needed - Payment Option:
    • Purchase must be over $350.00
    • You must be 18 years or older
    • Valid Social Security Number or ITIN
    • Routing & Account number for active checking account
    • Credit or Debit Card
    • If the above requirements are met,  APPLY HERE or return to the store with the following documents:
      • Copy of photo ID
      • Debit or credit card for initial payment of $50.00 plus tax.  ACIMA will charge the initial payment once your contract is signed. Declined or voided applications will not be charged. *Cash cannot be accepted for payment
  • Interest Free Financing - On Approved Credit
  • No Interest or Money Down for 6 or 12 Months
  • 6 months no interest - $500 or more
  • 12 months no interest - $1,000 or more

On Approved Credit* - Financing Option

synchrony bank logo

Open a line of credit with Jem Furniture's Synchrony Credit Card. It's a great option for interest free financing on approved credit! 

Promotional Offers: 

  • 6 Months No Interest - $500+
  • 12 Months No Interest - $1000+

No Credit Needed** - Leasing Option

acima leasing for home furniture

No credit? No Problem! Acima Leasing can help you finance your home furniture purchase with just a little more info.

Promotional Offer:

  • 90 Day Payment Option


  • $350+ Purchase Minimum
  • 18+ Years Old
  • Debit or Credit Card for $50 +tax Initial Payment
  • Checking Account  & Routing Number
  • SSN or ITIN
  • Valid Government Issued Photo ID

*Advertised financing is by Synchrony. Subject to credit approval by Synchrony. Minimum monthly payments required. Promotional financing offers available at the time of purchase. See store for details.

**Advertised leasing is by Acima. It is a rental or lease purchase agreement. While no credit history is required, Acima obtains information from consumer reporting  agencies in connection to with a lease application.